In essence, Alt investments are alternatives to traditional stock, bonds, CD’s and money market accounts. A major difference is that traditional investments are traded on a securities exchange, and most alternative investments are non-traded.

A private placement is a type of security that is exempt from full registration under federal securities law. Private placements provide investors with disclosure information through an offering memorandum. This disclosure document, often referred to as private placement memorandum, includes a summary of the offering terms, risks associated with the investment and a full description of the issuing company.

Which type is best for you depends on your personal investment profile. Alternative funds are a more passive investment (is what we offer), while investing in trust deeds (we do not offer at this time) requires active involvement. Another key difference is control. With a mortgage fund, control of how capital is invested resides with the manager. With trust deeds, the investor decides which loan to purchase. Moving some of your profits from traditional investment types to high yielding funds and trust deeds can be one method to re-balance a portfolio.

High yield investment funds spread the risk over all of the loans in the portfolio. If a borrower defaults on a loan in the fund, this will generally not make a significant impact on the investor’s earnings. This is a result of the risk spread over a great number of loans rather than one.

A real estate note, or promissory note, represents a borrower's promise to repay a property-backed loan. We act as the lender, collecting repayments.

All investments are backed by property liens, ensuring legal protection and the potential for recovery through foreclosure if needed.

1. We collaborate with borrowers to resolve missed payments.

2. Foreclosure is initiated if the issue remains unresolved.

3. Recovered properties are sold, rented, or retained for investment purposes.

NAFI or a trusted partner handles all aspects, from payment collection and communication to legal processes and investor reporting.

The minimum required is $20,000.

Yes, you can invest through SDIRA and 401K accounts. Check out our helpful video resources for detailed instructions.